Invalidating life insurance

Posted by / 12-May-2020 22:54

If you’ve left valuables in plain sight, such as on the passenger seat, the insurer may not pay out on your claim.It also may sound obvious, but you should never leave your car unlocked with the keys in the ignition — something you might be tempted to do if you’re just popping into a garage or leaving your car to warm up on a cold morning.Most features added to the car after manufacture are deemed as modifications, from engine upgrades to paintwork and stickers.

It’s easy to buy an affordable car insurance policy by comparing with u Switch, but there are some requirements you must meet to make sure you’re covered at all times, and especially in the case of an accident.If you’re found to be fronting an insurance policy your policy will be cancelled and any claims will be rejected.Many fronting cases go to court, where you could be fined up to £5,000 and receive six penalty points.There are many variables that affect the cost of your car insurance cover, including your age, driving experience, address and your claims and convictions history.You’re legally required to disclose all of these facts to your insurer, so don’t be tempted to lie in an attempt to reduce the cost of your cover.

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Your insurer expects you to take reasonable care of your car — accidents do happen (that’s the point of insurance), but if you are reckless or negligent it’s unlikely the insurer will pay out on your claim.

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